Flexiweb enables banks/assurances to shift the credit discussion from eligibility to capacity.
Flexiweb is a tool that enables a Relationship Manager have a single discussion around all the financial needs of the customer.
The starting point is the Debt Service Coverage Ratio which determines the maximum allowable credit for the customer for multiple products simultaneously.
Flexiweb provides the ability to view the impact of one product on another so as to take a holistic approach to credit.
With a better view of their credit worthiness, the customer’s fear of rejection is reduced for a better success rate of cross-selling.